Get business financing for expansion, working capital, equipment, inventory and other day-to-day business requirements.
Enjoy a streamlined application and verification process designed to help businesses access funds without unnecessary delays.
Compare suitable Business & MSME loan offers with transparent interest rates, charges and repayment terms.
Choose a repayment tenure and EMI structure based on your business cash flow, eligibility and financial planning.
Apply with essential KYC, business registration, banking and financial documents for a smoother loan assessment process.
Get assistance throughout the loan journey, from eligibility assessment and documentation to approval and disbursal.
Your exact rate depends on your credit score, income and chosen lender — shown before you accept any offer.
| Component | Details |
|---|---|
| Interest Rate | 10.49% – 22% p.a. (reducing balance) |
| Loan Amount | ₹50,000 – ₹25,00,000 |
| Tenure | 6 – 120 months |
| Processing Fee | Up to 2.5% of loan amount + GST |
| Prepayment Charges | Nil after 12 EMIs; up to 4% before |
| Late Payment Charges | 2% per month on overdue EMI |
| Loan Cancellation | Free within 3 days of disbursal (flat cancellation window) |
Explore government-backed loan schemes and financing options designed to support businesses, entrepreneurs and small enterprises.
Financing options for eligible businesses and entrepreneurs
Explore government-supported loan, credit guarantee and subsidy-linked schemes for eligible micro and small businesses.
नई micro enterprise/unit शुरू करने के लिए credit-linked margin money subsidy वाली योजना।
Check Eligibility →छोटे कारोबार और micro enterprises के लिए business financing options।
Eligible MSE borrowers के लिए collateral/third-party guarantee की आवश्यकता को कम करने में मदद करने वाली credit guarantee सुविधा।
SC/ST और Women Entrepreneurs के लिए eligible greenfield business के लिए institutional loan सुविधा।
Check Eligibility →कारीगरों और craftspeople के लिए credit support, training और अन्य scheme benefits।
Know More →Street vendors के लिए working-capital loan scheme ताकि वे अपने कारोबार को जारी और विकसित कर सकें।
Check Eligibility →Eligible MSMEs को technology और equipment upgrade करने में सहायता देने वाली संबंधित government schemes।
Explore Scheme →Enter your income and loan need — takes under a minute, no impact on your credit score.
Submit PAN, Aadhaar and income proof digitally — no branch visit required.
Review your approved amount, rate and EMI before accepting anything.
Once you accept, funds are disbursed directly to your bank account.