Connected with Leading Banks, NBFCs & Insurance Companies Across India
Get financing for buying, building or renovating your home based on your income, property value and eligibility.
Compare suitable home loan offers with competitive interest rates to make your monthly repayments more manageable.
Choose a longer repayment tenure and suitable EMI based on your financial goals and repayment capacity.
Complete your application with standard KYC, income and property documents for a smooth home loan process.
Explore home loan balance transfer options that may help you secure better terms and reduce your overall repayment burden.
Get expert support through eligibility checks, documentation, property verification, approval and final disbursal.
Your exact rate depends on your credit score, income and chosen lender — shown before you accept any offer.
| Component | Details |
|---|---|
| Interest Rate | 10.75% – 22% p.a. (reducing balance) |
| Loan Amount | ₹50,000 – ₹5,00,00,000 |
| Tenure | 6 – 30 year |
| Processing Fee | Up to 2.5% of loan amount + GST |
| Prepayment Charges | Nil after 12 EMIs; up to 4% before |
| Late Payment Charges | 2% per month on overdue EMI |
| Loan Cancellation | Free within 3 days of disbursal (flat cancellation window) |
Interest Subsidy Scheme
Eligible urban households can get interest subsidy on home loans under the PMAY-U 2.0 Interest Subsidy Scheme, subject to applicable guidelines and eligibility.
Enter your income and loan need — takes under a minute, no impact on your credit score.
Submit PAN, Aadhaar and income proof digitally — no branch visit required.
Review your approved amount, rate and EMI before accepting anything.
Once you accept, funds are disbursed directly to your bank account.
