Connected with Leading Banks, NBFCs & Insurance Companies Across India
Unlock the value of your residential or commercial property and access a higher loan amount based on property value and eligibility.
Compare suitable LAP offers with competitive interest rates and transparent charges for better repayment planning.
Choose a flexible repayment tenure that helps keep your monthly EMI aligned with your income and financial commitments.
Use the loan for business expansion, education, medical expenses, debt consolidation or other eligible financial requirements.
Continue using your property while it serves as security for the loan, subject to lender valuation and eligibility criteria.
Get support with eligibility checks, property documents, valuation, verification, approval and final loan disbursal.
Your exact rate depends on your credit score, income and chosen lender — shown before you accept any offer.
| Component | Details |
|---|---|
| Interest Rate | 10.75% – 22% p.a. (reducing balance) |
| Loan Amount | ₹50,000 – ₹25,00,000 |
| Tenure | 6 – 180 months |
| Processing Fee | Up to 2.5% of loan amount + GST |
| Prepayment Charges | Nil after 12 EMIs; up to 4% before |
| Late Payment Charges | 2% per month on overdue EMI |
| Loan Cancellation | Free within 3 days of disbursal (flat cancellation window) |
Enter your income and loan need — takes under a minute, no impact on your credit score.
Submit PAN, Aadhaar and income proof digitally — no branch visit required.
Review your approved amount, rate and EMI before accepting anything.
Once you accept, funds are disbursed directly to your bank account.
