Get financial support for tuition fees, accommodation, books, travel and other eligible education-related expenses.
Apply through a simple process with streamlined document verification for faster education loan assessment.
Compare suitable education loan options with transparent interest rates, charges and repayment conditions.
Choose a convenient repayment tenure with options designed around your course duration and future earning capacity.
Explore education loan options for eligible courses and institutions in India as well as selected international destinations.
Get support with eligibility, documentation, application processing and disbursal throughout your education loan journey.
Your exact rate depends on your credit score, income and chosen lender — shown before you accept any offer.
| Component | Details |
|---|---|
| Interest Rate | 10.75% – 22% p.a. (reducing balance) |
| Loan Amount | ₹50,000 – ₹25,00,000 |
| Tenure | 6 – 120 months |
| Processing Fee | Up to 2.5% of loan amount + GST |
| Prepayment Charges | Nil after 12 EMIs; up to 4% before |
| Late Payment Charges | 2% per month on overdue EMI |
| Loan Cancellation | Free within 3 days of disbursal (flat cancellation window) |
Enter your income and loan need — takes under a minute, no impact on your credit score.
Submit PAN, Aadhaar and income proof digitally — no branch visit required.
Review your approved amount, rate and EMI before accepting anything.
Once you accept, funds are disbursed directly to your bank account.