Connected with Leading Banks, NBFCs & Insurance Companies Across India
Get funds quickly by pledging eligible gold jewellery through a simple valuation and verification process.
Compare suitable gold loan offers with transparent interest rates and charges based on lender policy and eligibility.
Apply with basic KYC and required documents, making the gold loan process simple and convenient.
Choose a suitable repayment option and tenure based on your financial needs and lender terms.
Your pledged gold is securely stored during the loan tenure and released after successful repayment, subject to lender terms.
Get support with gold valuation, eligibility, documentation, approval and disbursal throughout the loan process.
Your exact rate depends on your credit score, income and chosen lender — shown before you accept any offer.
| Component | Details |
|---|---|
| Interest Rate | 10.75% – 22% p.a. (reducing balance) |
| Loan Amount | ₹50,000 – ₹25,00,000 |
| Tenure | 6 – 120 months |
| Processing Fee | Up to 2.5% of loan amount + GST |
| Prepayment Charges | Nil after 12 EMIs; up to 4% before |
| Late Payment Charges | 2% per month on overdue EMI |
| Loan Cancellation | Free within 3 days of disbursal (flat cancellation window) |
Enter your income and loan need — takes under a minute, no impact on your credit score.
Submit PAN, Aadhaar and income proof digitally — no branch visit required.
Review your approved amount, rate and EMI before accepting anything.
Once you accept, funds are disbursed directly to your bank account.
