Connected with Leading Banks, NBFCs & Insurance Companies Across India
Access working capital finance to manage everyday business expenses, supplier payments, inventory and operational needs.
Get faster access to approved credit limits through a streamlined application and business verification process.
Explore Overdraft and Cash Credit facilities based on your business turnover, banking history and working capital requirements.
With eligible OD or CC facilities, interest is generally charged on the amount utilised rather than the entire sanctioned limit.
Withdraw and utilise funds within the approved limit according to your business requirements and lender terms.
Get assistance with eligibility, financial documents, banking assessment, sanction and activation of your OD or CC facility.
Your exact rate depends on your credit score, income and chosen lender — shown before you accept any offer.
| Component | Details |
|---|---|
| Interest Rate | 08.50% – 22% p.a. (reducing balance) |
| Loan Amount | ₹50,000 – ₹25,00,000 |
| Tenure | 6 – 120 months |
| Processing Fee | Up to 2.5% of loan amount + GST |
| Prepayment Charges | Nil after 12 EMIs; up to 4% before |
| Late Payment Charges | 2% per month on overdue EMI |
| Loan Cancellation | Free within 3 days of disbursal (flat cancellation window) |
Enter your income and loan need — takes under a minute, no impact on your credit score.
Submit PAN, Aadhaar and income proof digitally — no branch visit required.
Review your approved amount, rate and EMI before accepting anything.
Once you accept, funds are disbursed directly to your bank account.
